Your Money.Finally Clear.
Build a budget, pay off debt faster, grow your savings, track subscriptions, and see exactly where your money is going — all in one simple app.
Your next best move
Pay £72 to Tesco Bank
Clears your debt 2 months earlier · saves £86 in interest
£480
↑ ahead of pace
3
this week
Netflix
Renews in 3 days
Spotify
Renews in 12 days
iCloud
Renews in 18 days
How Budgetter helps you move forward
Simple budgeting
Smarter debt payoff
Savings momentum
Subscription alerts
Spending insights
Next-best-action coaching
✦ Sound familiar?
Money stress isn't about effort.
It's about clarity.
Most people aren't failing because they don't care — they're struggling because the next right step is never obvious.
- ✗I don't know where my money goes
- ✗I'm paying debt without a clear plan
- ✗I struggle to build savings consistently
- ✗Subscriptions keep slipping through
- ✗Budgeting apps feel too complicated
Budgetter turns money stress into a clear plan.
Budget better · pay down debt · build savings · stay on top of spending
✦ How Budgetter decides
Why this is your best next move
Budgetter looks at your debts, savings goals, bills, subscriptions, and monthly cash flow to highlight the action that will make the biggest difference right now.
See how it worksRecommended action
Move £180 this month to Emergency Savings
£1,240
buffer growth
68%
goal complete
July
target month
Built from your debts, savings goals, bills and monthly cash flow.
✦ How it works
From setup to clarity in minutes
No bank logins. No complex setup. Just add your numbers and go.
Add your financial details
Add expenses by typing them in, scanning a receipt, or importing a CSV. Set up your income, budgets and recurring transactions in minutes.
See what's really happening
Budgetter brings your spending, debts, subscriptions, and goals into one clear view. As you use it, patterns and pressure points become easier to spot.
Get your next move
Budgetter’s AI coach uses your actual numbers to recommend the single best action to take right now. No generic advice — just your next best move.
✦ What Budgetter does
Everything you need
to feel in control
Each feature works together so your guidance is always based on your complete financial picture.
See your real monthly picture
Income, bills, essentials, what's left to spend, and what's safe to save — all in one clear view.
Don't just track debt — clear it with a plan
Compare payoff strategies, see the impact of extra payments, and know exactly when you will be free.
Build savings momentum that lasts
Safe-to-save guidance, emergency fund progress, and milestone tracking keep you moving forward consistently.
Catch recurring costs before they creep up
See every subscription in one place, get reminders before renewals, and identify silent money leaks.
Stay ahead of bills and commitments
Scheduled transactions and upcoming bills give you a clear view of what's coming before it hits.
AI guidance built around your numbers
Budgetter’s coaching engine reads your actual numbers and shows you the single most impactful action to take now.
✦ Behavioural nudges
The right prompt
at the right time.
Budgetter watches your numbers in the background and quietly highlights what is worth acting on — before it becomes a problem.
- Spending warnings before you overshoot a budget
- Debt payoff opportunities when you have spare cash
- Subscription reminders before renewals land
- Progress celebrations to keep momentum going
Dining budget running low
You've spent £77 of £100 this month — just £23 left with 11 days to go.
Cook at home twice this week and you'll end the month in the green.
An extra £50 clears Tesco Bank faster
One extra payment this month knocks 2 months off your payoff date and saves £86 in interest.
You have £180 safe-to-spend — this is a smart use of £50 of it.
Netflix renews in 3 days
£15/mo hits your account on the 14th. Is this subscription still worth it?
It's one of 4 subscriptions due this week — totalling £28.
✦ Why Budgetter
What makes Budgetter different
Most money apps help you track, plan or automate. Budgetter helps you decide what matters now.
Action-first
Every screen tells you what to do next — not just what happened. Budgetter turns data into a clear, confident next step.
Personalised to your priorities
Whether you're paying off debt, building savings, or both, Budgetter adapts its guidance to what matters most to you right now.
Simple by design
No clutter. No dashboard overload. Just the information that actually helps you make better money decisions.
Built for mobile
Designed for the way you actually manage money — on your phone, in a few taps, wherever you are.
✦ Security
Your financial data should feel safe
We keep your data encrypted, handle it with care, and never sell it or share it with advertisers. Plain and simple.
Encrypted at rest
All your financial data is encrypted at rest and in transit. Your information is never exposed in plain text.
Secure accounts
Authentication is handled by Supabase — a trusted, SOC 2 compliant platform. Your password is never stored by us directly.
Optional PIN lock
Enable a 4-digit privacy PIN to lock the app when you step away. Your data stays private, even on shared devices.
No data selling
Your financial data is yours. We never sell it, share it with advertisers, or use it for anything beyond running the app.
✦ Built for your situation
Whatever your money goal,
Budgetter has your back
Whether you're paying off debt, building savings, or just trying to understand where your money goes — Budgetter adapts to your priorities.
Paying down debt with a plan
See which debt to target first, compare payoff strategies, and track your progress month by month. Know exactly when you'll be free.
Building emergency savings steadily
Know how much is safe to save each month without touching your essentials. Watch your emergency fund grow milestone by milestone.
Stopping subscription leaks
See every recurring cost in one place, get reminders before renewals hit, and identify what you're no longer using.
Less stress, more clarity
Stop opening your banking app and feeling overwhelmed. Budgetter gives you one clear view and one clear next step, every time.
Start with a clearer plan
for your money.
Budget better, stay ahead of bills, pay down debt, and grow your savings with more confidence.
No credit card · 2-minute setup